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Loan Protection Insurance [LPI]

Loan Protection Insurance [CCI].

Loan Protection Insurance is designed to assist you in meeting the minimum loan repayments under your loan to your credit provider, in the event of any of the following circumstances occurring:

  • if you become disabled and are unable to work because of sickness, injury or a medical condition;
  • if you become accidentally injured and are unable to work because of injury;
  • if you become involuntarily unemployed or if you cease working in your usual occupation to take care of an immediate family member on a full time basis;

Waiting periods and benefit limits apply. For Disablement and Accidental Injury cover there is no cover for pre-existing medical conditions. For involuntarily unemployment and carer cover a benefit will not be paid unless were employed for least 60 days’ continuous employment immediately prior to any period of involuntary unemployment or becoming a full-time-carer. You must be actively seeking employment while you are involuntarily unemployed.. Other conditions & exclusions apply. Read and consider the PDS before making any decisions about this product.


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Advice has been prepared without taking into account your particular objectives, financial situation or needs. Before acting on advice you should consider the appropriateness of the advice with regard to your objectives, financial situation and needs.

Loan Protection Insurance is issued by AAI Limited ABN 48 005 297 807 AFSL 230859. Insurance distributed by MTA Insurance Pty Ltd ABN 35 070 583 701 AFSL 239912. Please read the Product Disclosure Statement before making any decision regarding this product.